Wallet model · Vault profiles & pockets
ProteonX vault wallets: one identity, many pockets
On ProteonX, a vault wallet is a live view over a vault profile and its pockets: PXN, INV, stablecoins, bank accounts and cards – with private keys held only in external custody vaults, never in the browser.
1. Vault profile behind the wallet
Every user or institution has a Vault Profile on the core ledger. The public wallet UI is just a deterministic dashboard over that profile.
Member vault (example)
The wallet UI never stores or touches private keys. All signing is handled by external custody vaults, with key material split across multiple independent vault processes. No single server, device or operator ever holds a “master key” that can move funds by itself – every move requires coordinated evidence from several vaults before the core accepts it.
2. What the user sees: pockets as a wallet screen
Pockets from the vault are grouped into a simple wallet layout – digital assets, fiat bank accounts, and cards.
Digital balances
| Asset | Channel | Label | Balance |
|---|---|---|---|
| PXN | ProteonX | PXN Wallet | 0.000000 |
| INV | Invescorp World | INV Wallet | 0.000000 |
| USDT | Stablecoin | USDT Wallet | 0.000000 |
Resident stables (e.g. USDT, later USDC/EURT) appear here 1:1. Non-resident coins (BTC, ETH, XLM, SOL…) never show as user balances – they are converted to PXN and parked in system pools.
Bank accounts & cards
| Type | Currency | Channel | Label |
|---|---|---|---|
| Bank account | EUR | Bank account | EUR Bank Account (SEPA) |
| Bank account | USD | Bank account | USD Bank Account (SWIFT) |
| Card | EUR | Visa card | Visa Card (EUR) |
| Card | USD | Visa card | Visa Card (USD) |
Under the hood, these pockets map to partner EMI / bank infrastructure. ProteonX orchestrates settlement, but never becomes the bank itself.
3. OTC integration from the wallet
OTC flows plug directly into the wallet: when a member lists or fills a trade, the system reserves from pockets and settles via PXN operations.
Example: member lists INV for PXN
Example trade to illustrate how balances and reserves work.
- Member vault:
Demo Member. - Give: 100 INV from the INV wallet pocket.
- Take: 10,000 PXN into the PXN wallet pocket.
- System reserves 100 INV in the vault (reserved amount), status = LISTED.
- When a counterparty fills, ProteonX settles with PXN operations and updates balances.
No admin desk manually moves balances. The wallet talks to the OTC engine, the OTC engine talks to the PXN core, and the vault views update automatically.
4. Privacy, compliance, and IW private access
Privacy-first by design
- No browser wallets with exposed keys. Keys live only in hardened vaults.
- Compliance via partners. KYC / AML scoring comes from bank-grade providers, modelled as evidence into the Guardian, not as “manual approvals”.
- IW private membership. When a member is approved for IW Private, the same identity can access Invescorp World private portals in addition to the public ProteonX rail.
From a user’s perspective: one login, one wallet screen, multiple pockets. Behind the scenes: vault profiles, pockets, balances, OTC records, and PXN operations – all deterministic, all protocol-driven, no human switches.
What a ProteonX wallet actually does
A ProteonX wallet is not a browser plugin or a self-custody app. It is a cockpit over a vault profile: balances, rails and OTC tools driven by the ProteonX engine and external custody vaults.
1. Send assets on the PXN rail
From the wallet, a member can send PXN, INV or admitted stablecoins to another ProteonX vault:
- Select the asset (e.g. PXN or USDT).
- Choose the destination vault / wallet.
- Enter amount and confirm.
Under the hood, the request goes through compliance checks and multi-vault authorization before it becomes an immutable PXN operation. The UI never sees or stores private keys.
Bank and card flows are covered by regulated partners. ProteonX is the deterministic rail that records and nets the settlement, not the EMI or the bank.
For a partner bank or EMI, plugging their core systems into a ProteonX connector means using our hyper-fast rail instead of slow legacy correspondent chains for the value-movement part of the flow.
The same connector / translator model applies to other partners and blockchains: they keep their own infrastructure, ProteonX becomes the ultra-fast, neutral settlement layer in the middle.
3. OTC deals between members
For larger or negotiated deals, members can create OTC trades directly from the same wallet cockpit:
- Define what you give (e.g. INV) and what you take (e.g. PXN).
- Set quantities and price, then publish as a private or listed trade.
- Once matched and approved, the engine settles vault-to-vault.
No manual operator can “move coins by hand”. All OTC legs are executed as PXN operations with full auditability and reserve locks.